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Your first 90 days in Canada: the settling-in checklist

1 min read

The first three months are administrative. Do them in the right order and everything is easy; do them in the wrong order and you will find yourself unable to open a bank account because you have no address and no address because you have no bank account.

Week one

  • Apply for your Social Insurance Number — everything else depends on it
  • Open a newcomer bank account; most banks have a dedicated package
  • Get a local phone number
  • Register for provincial health coverage — there may be a waiting period

Weeks two to six

  • Enrol children in school with your immigration documents
  • Exchange or begin the process for your driving licence
  • Arrange home and, if applicable, car insurance
  • Build a credit history — a secured card is the usual starting point

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